Tell us a little about you, then pick a time that works.
We’ll have everything we need before your call — so we can skip the small talk and get straight to what actually matters for your family.
Step 1
Your information
About 30 seconds. Private — used only to prepare your review.
Step 2
Choose your time
Real-time availability. Pick what works — we’ll call you then.
April 2026
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Preview
Your available times appear right here
Finish Step 1 and real-time slots unlock instantly — pre-filled with your name and email.
9:30 AM
11:00 AM
1:15 PM
3:45 PM
15–20 minute call, on your schedule
Your info stays private — never sold
Zero pressure. Zero obligation.
Why families trust us
The kind of review you’d want a friend in the business to give you.
— 01
Independent & licensed
We’re not captive to any one carrier. We compare top-rated plans across every major insurer and recommend what fits your family — not theirs.
— 02
Plain-English answers
No jargon, no sales theater. We’ll explain what you have, what you don’t, and what it costs — so you leave the call feeling clear, not confused.
— 03
On your side, long after
One call isn’t the end of it. We’re a text away when life changes — new job, new baby, new diagnosis — and coverage needs to change with it.
Legal
Terms of Service
Last updated: April 2026
These Terms of Service (“Terms”) govern your use of the website and services offered by Your Policy Guardian (“we,” “us,” or “our”). By accessing this site, submitting the contact form, or scheduling a call, you agree to these Terms.
1. Services
Your Policy Guardian is an independent, licensed health insurance brokerage. We help individuals and families compare and enroll in health insurance plans offered by carriers we are appointed with. We do not underwrite insurance ourselves.
2. Eligibility
You must be at least 18 years old and a U.S. resident to use our services. By submitting information, you represent that the information you provide is accurate and complete.
3. No Guarantee of Coverage
Submitting information on this site does not constitute an application for insurance and does not guarantee that you will be approved for or offered any specific plan. All coverage is subject to carrier underwriting and eligibility rules.
4. No Professional Advice
Information provided on this site or during a scheduled call is for educational and informational purposes only. It does not constitute legal, tax, medical, or financial advice. You should consult a qualified professional before making decisions that may affect your health or finances.
5. Communications
By submitting your information, you consent to receive communications from us by phone, text message (SMS), email, and mail, as further described in our Privacy Policy and the consent notice on our contact form.
6. Intellectual Property
All content on this site — including text, graphics, logos, and images — is the property of Your Policy Guardian or its licensors and is protected by U.S. and international copyright and trademark laws. You may not reproduce or redistribute content without written permission.
7. Third-Party Links
Our site may link to third-party services (including scheduling tools such as Calendly). We are not responsible for the content, privacy practices, or availability of third-party services.
8. Disclaimer of Warranties
The site and services are provided “as is” without warranties of any kind, express or implied, to the fullest extent permitted by law.
9. Limitation of Liability
To the maximum extent permitted by law, Your Policy Guardian shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the site or services.
10. Governing Law
These Terms are governed by the laws of the state in which Your Policy Guardian is principally licensed, without regard to conflict-of-law rules.
11. Changes
We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.
12. Contact
Questions about these Terms? Email us via the contact information provided on this site.
This document is a template intended to help you get started. Have it reviewed and customized by a qualified attorney before publishing.
Legal
Privacy Policy
Last updated: April 2026
Your Policy Guardian (“we”) respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have.
1. Information We Collect
Contact information you provide: first and last name, email, phone number, date of birth, state of residence, and current coverage status.
Scheduling information when you book a call via our third-party scheduling partner (Calendly).
Technical information collected automatically: IP address, browser type, device type, pages visited, and similar analytics data.
2. How We Use Your Information
To contact you about the health insurance review you requested.
To prepare quotes, compare plans, and process applications with insurance carriers.
To comply with legal and regulatory obligations applicable to licensed insurance brokers.
To improve our website and services.
3. How We Share Your Information
We share your information only with: (a) insurance carriers we are appointed with, when needed to quote or enroll you in a plan you request; (b) service providers that help us operate our business (e.g., CRM, email, scheduling, hosting), under contractual confidentiality obligations; and (c) as required by law, subpoena, or to protect our legal rights. We do not sell your personal information.
4. Communications & SMS
If you provide your phone number, you consent to receive calls and text messages from us, including by automatic telephone dialing system and pre-recorded messages, about health insurance plans and related services. Message and data rates may apply. You may reply STOP to any text message to opt out of SMS; you may request removal from call and email lists at any time by contacting us.
5. Data Retention
We retain your information for as long as necessary to provide services, comply with applicable record-keeping laws (including state insurance regulations), and resolve disputes.
6. Your Privacy Rights
Depending on your state of residence, you may have rights to access, correct, delete, or receive a portable copy of your personal information, and to opt out of certain uses. California residents have additional rights under the CCPA/CPRA, including the right to request disclosure of categories of information collected and shared, and the right to opt out of “sharing” for cross-context behavioral advertising. To exercise any of these rights, contact us using the information below.
7. Cookies & Analytics
We use cookies and similar technologies to operate the site, measure performance, and understand how visitors use our pages. You can control cookies through your browser settings.
8. Security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is 100% secure, however.
9. Children’s Privacy
Our services are not directed to children under 18 and we do not knowingly collect personal information from them.
10. Changes
We may update this Policy. The “Last updated” date above reflects the most recent version.
11. Contact Us
To exercise any privacy right, submit a question, or request removal from our lists, contact us using the contact details provided on this site.
This document is a template intended to help you get started. Have it reviewed and customized by a qualified attorney before publishing.
Insurance
Insurance Disclosures
Last updated: April 2026
Licensing
Your Policy Guardian and its licensed agents hold active health insurance producer licenses in every state in which we transact business. License numbers are available upon request.
Independent Broker Status
We are an independent insurance brokerage appointed by multiple carriers. We are not affiliated with or endorsed by any government agency, including the Centers for Medicare & Medicaid Services (CMS), Medicare, Medicaid, or Healthcare.gov. We do not represent every insurer or every plan available in your area. Any information we provide is limited to the plans we do offer in your area.
Compensation
When you enroll in a plan through us, the insurance carrier typically pays us a commission for the policy you select. We receive no additional payment from you. We will explain the nature of our compensation on request.
No Obligation
You are under no obligation to purchase insurance or change your current coverage as a result of any call, quote, or communication with us.
Eligibility
Plan availability, pricing, premium subsidies, and benefits depend on factors including your age, location, household size, income, and health history. Final eligibility and pricing are determined by the carrier.
TCPA Consent
By submitting your contact information and checking the consent box, you expressly consent to receive calls (including autodialed and pre-recorded calls), text messages, and emails from Your Policy Guardian at the phone number and email you provided, even if your number is on a federal or state Do-Not-Call registry. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent at any time.
Complaints
If you have concerns about our conduct, you may contact your state’s Department of Insurance for information about filing a complaint.
Insurance advertising and disclosure requirements vary by state. Please have this page reviewed by compliance counsel familiar with the states in which you operate before publishing.
